Terms of Service

1. Acceptance of Terms

By accessing and using Fintivio's services, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

Fintivio Inc. ("Fintivio," "we," "us," or "our") provides a comprehensive wealth management platform that enables users to aggregate, analyze, and govern their financial assets across multiple custodians, formats, and structures. Our services include but are not limited to data integration, analytics, reporting, and portfolio management tools.

3. User Accounts and Responsibilities

To access certain features of our service, you must create an account. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Providing accurate and complete information
• Promptly updating your account information when necessary
• Notifying us immediately of any unauthorized use of your account

4. Acceptable Use Policy

You agree not to use our services to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit harmful, offensive, or inappropriate content
• Attempt to gain unauthorized access to our systems
• Interfere with the proper functioning of our services
• Use our services for any fraudulent or illegal activities

5. Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to text, graphics, logos, software, and design, are owned by Fintivio Inc. and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference. We implement industry-standard security measures to protect your financial data and personal information.

7. Service Availability and Modifications

We strive to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time with reasonable notice. We may also update these Terms from time to time, and continued use of our services constitutes acceptance of any changes.

8. Fees and Payment Terms

Certain features of our services may require payment of fees. All fees are non-refundable unless otherwise specified. We reserve the right to change our pricing structure with reasonable advance notice. Failure to pay applicable fees may result in suspension or termination of your account.

9. Limitation of Liability

To the maximum extent permitted by law, Fintivio Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities. Our total liability shall not exceed the amount paid by you for our services in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Fintivio Inc., its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our services, violation of these Terms, or infringement of any third-party rights.

11. Termination

Either party may terminate this agreement at any time with reasonable notice. Upon termination, your right to access our services will cease immediately. We may also terminate or suspend your account if you violate these Terms or engage in prohibited activities.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Fintivio Inc. is incorporated. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue in full force and effect. The unenforceable provision shall be replaced with an enforceable provision that most closely reflects the original intent.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: